Maryland Home Care

Medicaid & CFC Home Care Services in Charles County, MD

Looking for home care near you in Charles County? Cottage works with older adults, adults living with a disability, and the families trying to keep daily life steady at home. A caregiver can help with bathing, dressing, meals, and the routines that make up an ordinary day, across Waldorf, La Plata, White Plains, and the towns nearby. Maryland Community First Choice, the Community Options Waiver, private pay — we'll go over all three early, so none of it feels like a mystery. A hospital stay brings some people to this page. For others, it's simpler: a parent just needs more help than before. Whatever brings you here, we can help you find the right fit.

Towns we cover

  • Waldorf
  • La Plata
  • White Plains
  • Indian Head
  • Bryans Road
  • Hughesville
  • Pomfret

Care also reaches other communities across Charles County.

Cottage Home Care caregiver reading with a senior client at home

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Our services

Services in Charles County

Keeping your family member safe at home is the point of every visit.

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  • Care Hours

    Overnight stays, extended shifts — the schedule gets built around your family and which caregivers are available.

  • Bathing & Toileting

    Help with bathing and toileting, handled with care and respect for privacy.

  • Companionship

    Not every visit is about a task. Some days it's someone to sit with, talk to, and spend time with.

  • Dementia Support

    Non-medical support, shaped around routines your loved one already knows.

  • Disability Support

    Staying safe at home is easier with the right support in place for an adult living with a disability.

  • Grooming & Hygiene

    Hair, shaving, daily hygiene, handled with patience.

  • Light Housekeeping

    Laundry, dishes, light tidying. Small things that keep a home comfortable.

  • Meal Prep

    Meals made around what your relative likes and actually needs.

  • Medication Reminders

    A reminder at the right time, so medication doesn't get missed.

  • Personal Care

    Dressing, moving around the house, the daily tasks that get harder alone.

  • Safety Supervision

    A caregiver stays nearby during the day, there if a safety concern comes up.

  • Transitions of Care

    After a hospital stay, a caregiver can help your relative settle back into life at home.

What's available depends on your relative's needs, the care plan, and which caregivers are free.

Who we help

Families We're Proud to Help

  • Older adults in Charles County who want to stay at home safely, with help close by.
  • Adults living with a disability who need support with daily tasks.
  • Families getting back on their feet after a hospital stay, rehab, or surgery.
  • Families trying non-medical home care in Charles County for the first time.
  • People searching for home care near Charles County towns.
  • Children with chronic conditions who could use extra non-medical support too.
Cottage Home Care caregiver talking with a senior and her daughter at home

Why Cottage

Why Families Choose Us

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  1. We know Maryland home care.

    Maryland families pay for home care a few different ways: Community First Choice, the Community Options Waiver, or private pay. Each one works differently, and we go over what applies to your situation in plain language.

  2. We build a plan around you.

    Every household runs differently. What does your relative need help with? What does your schedule look like? Those answers shape the plan, not a generic package.

  3. Our caregivers are carefully chosen.

    Screening comes first, before a caregiver ever joins a family's care team. After that, matching comes down to routine, schedule, and the kind of person your relative gets along with.

  4. We help you understand your options.

    Maryland Medicaid programs. Private pay. A few agencies to compare. We lay out what each path means, what paperwork to gather, and the next step, so the decision is yours to make with real information.

  5. Licensed in Maryland.

    Cottage Home Care Maryland LLC holds RSA License No. 02496, issued by the Maryland Department of Health, Office of Health Care Quality, as a residential service agency. It covers the non-medical personal care we provide to Charles County families.

What Maryland families say about home care

Real experiences from the Maryland families and caregivers who've chosen Cottage Home Care Maryland.

  • Maria Sanchez: I'm proud to work with Cottage Home Care Maryland LLC. Whether I'm assisting a CFC client or a Private Pay family, the agency ensures we have the resources to provide top-notch care. It's a supportive environment for staff and patients alike.
  • Robert Mitchell: Navigating the Community First Choice (CFC) program seemed complicated until I called Cottage Home Care Maryland LLC. They handled the paperwork and set me up with excellent care. I'm grateful to stay in my own home comfortably.
  • Sarah Jenkins: As a caregiver here, I appreciate how Cottage Home Care Maryland LLC manages the Community Options and CFC cases. The communication is excellent, and they truly match us with patients where we can make the biggest difference.
  • Harold Thompson: Cottage Home Care Maryland LLC goes above and beyond. From explaining the CFC benefits to ensuring my home care schedule works for me, they have been professional and caring every step of the way.

Coverage & programs

Home Care Near You in Charles County

Most calls we get are from someone trying to set up help at home — in Waldorf, La Plata, White Plains, or another part of Charles County. We also hear from families in Indian Head, Bryans Road, Hughesville, Pomfret, and Port Tobacco. Care takes place in your own home, never an office. A Maryland Medicaid program pays for some families' care; others choose to pay privately. Charles County Aging and Human Services is a good resource too, for local caregiver support. Let us know what's going on, and we can help point you toward the option that fits.

Charles County, MD.

Maryland Community First Choice (CFC)

Community First Choice, or CFC, sits inside Maryland Medicaid. If you're eligible, it can help pay for support at home — bathing, dressing, the kind of daily tasks an authorized plan lists as covered. Sometimes a qualifying family member or someone the person already trusts can provide that paid support, though it's Maryland that decides who qualifies. We're glad to walk your family through the program and what comes next.

Learn about Community First Choice

Community Options Waiver

This one works differently. The Community Options Waiver is also a Maryland Medicaid program, but it's built for adults who need a nursing facility level of care and want to stay home instead. Maryland decides eligibility, and anyone applying from the community joins the registry through Maryland Access Point. Once a spot opens up, we can talk through how Cottage might fit into the picture.

Learn about Community Options

Private-Pay Home Care

No program, no approval process. Private pay just means you decide the hours and the kind of non-medical home care support your relative gets, and you can adjust it as things change. It works for a few extra hours a week or ongoing care over time. Call us and we'll go over scheduling and care availability.

Learn about Private Pay

Not sure which option fits your family? Call (667) 400-0648, and we'll talk through your care needs together.

(667) 400-0648

How it works

How to get started

  1. 1

    Tell us what's going on.

    Share your relative's care needs, the daily schedule, and anything that's worrying you right now.

  2. 2

    Go over the options.

    We'll explain Maryland Medicaid programs and private pay side by side, so you can see what actually fits.

  3. 3

    Start care.

    Once the plan is set, scheduling comes together around your family and which caregivers are available.

FAQs

Helpful Local Resources & FAQs

Still have a question?(667) 400-0648

Bathing, dressing, grooming, toileting — the everyday support that keeps a routine running. Meals and company are part of it too, along with light housekeeping, medication reminders, and safety checks. It's not skilled nursing or clinical care. Ask us and we'll go over how these services line up with what your relative needs.

Start with what your relative actually needs, then see which provider can cover it. Check the agency's license and how caregivers get screened. Ask about scheduling, communication, and cost. Comparing a few agencies, Cottage included, usually makes the decision easier.

Cost depends on hours, schedule, the type of support, and how you plan to pay. Tell us what your family needs and we'll go over the private-pay and program-based options that could apply.

It can, through Community First Choice. You'll generally need full Medicaid and a high level of care while still living in the community — there's no age limit involved. Maryland makes the final call on eligibility, and we can walk you through what comes next.

Sometimes, under programs like Community First Choice, depending on your family's situation. A qualifying family member or friend may be able to provide paid support, depending on the role and the care model involved. One line Maryland draws: a legal guardian or representative can't also be the paid caregiver. Call us to see what might fit.

Yes. Settling back into a routine after a hospital or rehab stay is exactly where non-medical home care helps — bathing, dressing, grooming, meals, getting around, household tasks. Ask us how this works alongside any clinical care already in place.

Waldorf, La Plata, White Plains, Indian Head, Bryans Road, Hughesville, Pomfret, Port Tobacco. Cottage serves families throughout Charles County. Contact us to confirm availability at your address, and we're happy to talk through what you need.

Reach out and tell us about your family member's care needs and daily routine. From there, we go over services, payment or program options, and scheduling together. Care starts once the plan is confirmed and a caregiver is available.

Want to Be a Caregiver in Charles County?

We're looking for dependable, caring people to join our team and support families throughout Charles County.

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Statewide in Maryland

Home Care in Other Maryland Counties

We serve families across the state. Pick another county to see local programs and support.

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Not sure which program fits your family? Our advisors serve all 24 counties at no cost.

Call (667) 400-0648