Community First Choice (CFC)
Medicaid-funded personal care at home with no waitlist. Many families can have a relative enrolled as the paid caregiver.
Learn about Community First Choice →Trusted In-Home Caregivers & Paid Family Caregiver Setup in Prince Frederick, Chesapeake Beach, North Beach, Dunkirk, and Lusby & Surrounding Areas
Calvert County families searching for elder care and in-home care services now have a trusted partner whose roots in quality caregiving trace back to 1992. As the sister company of Cottage Home Care, we bring decades of experience to communities along this beautiful Chesapeake peninsula, from Prince Frederick to North Beach and Chesapeake Beach. Calvert County's waterfront geography makes it especially elderly to Chesapeake storm surges, tropical weather events, and winter nor'easters, which is why our 24-hour home care emergency backup plans guarantee uninterrupted care no matter what. The county's growing diversity includes Spanish-speaking families and a rising South Asian community, and we carefully match every client with a caregiver who speaks their language, honors their cultural values, and completely fulfills all family requirements. Every care plan is nurse-monitored and adapts as a client's needs evolve, with 24/7 on-call professionals available for absolute peace of mind. Our caregivers provide daily assistance with bathing, dressing, and light housekeeping, along with warm, genuine companionship that protects each client's independence and dignity. Through Community First Choice, Community Options Waiver, and Private Pay, eligible families can access Medicaid-funded support, including getting paid to provide care for elderly at home or welcoming a background-checked home health aide.
We coordinate directly with your county health department for Medicaid needs assessments.
Many families qualify to have a relative enrolled as the paid caregiver under CFC self-direction.
Every plan is nurse-monitored and adapts as needs change, backed by 24/7 on-call support.
We match every client with a caregiver who speaks their language and respects their background.
Compare Maryland Medicaid and private pay pathways. We help you apply for the program that fits your medical need, budget, and timeline.
Medicaid-funded personal care at home with no waitlist. Many families can have a relative enrolled as the paid caregiver.
Learn about Community First Choice →A broader Medicaid waiver covering assisted living, adult day health, and respite care for those who meet nursing-facility level of care.
Learn about Community Options →Flexible, self-funded home care starting within days — no Medicaid paperwork required.
Learn about Private Pay →Talk to a Calvert County care advisor — free, no obligation.
(667) 400-0648Real stories from patients and caregivers who chose Cottage Home Care Maryland
“I'm proud to work with Cottage Home Care Maryland LLC. Whether I'm assisting a CFC client or a Private Pay family, the agency ensures we have the resources to provide top-notch care. It's a supportive environment for staff and patients alike.”
Maria Sanchez
“Navigating the Community First Choice (CFC) program seemed complicated until I called Cottage Home Care Maryland LLC. They handled the paperwork and set me up with excellent care. I'm grateful to stay in my own home comfortably.”
Robert Mitchell
“As a caregiver here, I appreciate how Cottage Home Care Maryland LLC manages the Community Options and CFC cases. The communication is excellent, and they truly match us with patients where we can make the biggest difference.”
Sarah Jenkins
“Cottage Home Care Maryland LLC goes above and beyond. From explaining the CFC benefits to ensuring my home care schedule works for me, they have been professional and caring every step of the way.”
Harold Thompson
Answer a few quick questions. A Maryland care advisor will call you within 2 business hours with next steps — free, no pressure.
We serve families statewide. Select another county to view local programs, service areas, and enrollment support.