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Since 1992, our aim to set the bar higher for home-based care has resulted in
better health for our clients and greater peace of mind for our client's families.

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(667) 400-0648
(667) 770-6353
maryland@cottagehomecare.commaryland@cottagehomecare.com
294 West Merrick Road, Suite 12, Freeport, NY 11520, United States (HQ)
Maryland Office6310 Stevens Forest Rd, STE 100, Columbia, MD 21046
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Cottage Home Care is a fully licensed home care services agency providing trusted, high-quality care across 25+ states,
including New York, New Jersey, Michigan, Maryland, Florida, and more.

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Maryland home care

Medicaid & CFC Home Care Services in Baltimore County, MD

Trusted In-Home Caregivers & Paid Family Caregiver Setup in Towson, Catonsville, Dundalk, Parkville, and Reisterstown & Surrounding Areas

Call (667) 400-0648Free consultation

In-Home Elder Care and Senior Home Care in Baltimore County, MD

Baltimore County families looking for elder care and in-home care services now have a trusted partner with deep roots stretching back to 1992. As the sister company of Cottage Home Care, we bring decades of proven caregiving experience to communities across Towson, Catonsville, Dundalk, and beyond. Baltimore County's urban and suburban blend means extreme summer heat and winter ice storms both pose real risks to elderly residents, which is exactly why our 24-hour home care emergency backup plans keep care consistent through every season. The county's diverse population includes large Spanish-speaking, Korean, Chinese, and South Asian communities, and we carefully match every client with a caregiver who speaks their language, honors their cultural background, and completely fulfills all family requirements. Every care plan is nurse-monitored and designed to adapt as needs change, supported by 24/7 on-call professionals for absolute peace of mind. Caregivers assist daily with bathing, dressing, and light housekeeping while offering meaningful companionship to protect independence and dignity. Through Community First Choice, Community Options Waiver, and Private Pay, eligible families can access Medicaid-funded care or welcome a background-checked home health aide into their home.

Baltimore County highlighted on Maryland map
Baltimore County
CHAP Certified BadgeTop Rated BadgeLicensed Badge
  • 1992, Established · 30+ years
  • Licensed, Bonded & Insured
  • 15,000+, Caregivers
  • 23+, States served
  • 5.0 Google Reviews
  • 500+, Maryland families served
  • 24, Counties covered

1992

Established · 30+ years

Licensed

Bonded & Insured

15,000+

Caregivers

23+

States served

★★★★★

5.0Google Reviews

500+

Maryland families served

24

Counties covered

1992

Established · 30+ years

Licensed

Bonded & Insured

15,000+

Caregivers

23+

States served

★★★★★

5.0Google Reviews

500+

Maryland families served

24

Counties covered

1992

Established · 30+ years

Licensed

Bonded & Insured

15,000+

Caregivers

23+

States served

★★★★★

5.0Google Reviews

500+

Maryland families served

24

Counties covered

Why choose us in Baltimore County

  • Medicaid expertise

    We specialize in Maryland Medicaid programs that fund in-home elder care, covering personal care, activities of daily living (ADLs), and related in-home support services for eligible Baltimore County residents.

  • Family caregiver enrollment

    Under CFC and certain waiver services, eligible participants in Baltimore County, Maryland may hire a family member or person they trust as a paid caregiver — letting a loved one get paid to provide in-home care after meeting medical and financial requirements.

  • No waitlist for CFC

    Unlike the Community Options Waiver, Maryland's CFC program is an entitlement benefit—when you qualify, you can often start services without joining a long statewide waitlist.

  • Private Pay flexibility

    Families in Baltimore County who prefer to fund senior home care directly can arrange non-medical in-home care without Medicaid enrollment, with full control over schedule, tasks, and caregiver choice.

Programs in Baltimore County

Community First Choice (CFC)

CFC is a Maryland Medicaid program that pays for nursing-level personal care in your home, providing care for elderly at home and adults with disabilities at little or no out-of-pocket cost. Eligible Baltimore County participants may receive help with bathing, dressing, meal preparation, mobility, and more. The program also supports self-directed care, allowing an approved family member or friend to be paid for providing services.

Learn about Community First Choice

Community Options Waiver (HCBOW)

The Community Options Waiver offers a broader set of in-home care services for seniors and adults who need a nursing facility level of care but wish to remain at home or in the community. Services can include personal care, adult day health, respite for family caregivers, and other supports defined in an approved plan of care. This waiver has a waitlist for community applicants; our team explains timelines and alternatives such as CFC when appropriate.

Learn about Community Options

Private Pay Home Care

Private Pay allows Baltimore County families to fund home care directly without Medicaid enrollment. This option is useful when you need care immediately, want services not covered by insurance, or are waiting for waiver approval. Cottage Home Care Maryland LLC can help you estimate hours and connect you with qualified in-home caregivers.

Learn about Private Pay

Talk to an advisor

Free help with Medicaid, CFC, waivers, and Private Pay in Baltimore County. No obligation.

(667) 400-0648

What Maryland families say about home care

Real stories from patients and caregivers who chose Cottage Home Care Maryland

  • Maria Sanchez: I'm proud to work with Cottage Home Care Maryland LLC. Whether I'm assisting a CFC client or a Private Pay family, the agency ensures we have the resources to provide top-notch care. It's a supportive environment for staff and patients alike.
  • Robert Mitchell: Navigating the Community First Choice (CFC) program seemed complicated until I called Cottage Home Care Maryland LLC. They handled the paperwork and set me up with excellent care. I'm grateful to stay in my own home comfortably.
  • Sarah Jenkins: As a caregiver here, I appreciate how Cottage Home Care Maryland LLC manages the Community Options and CFC cases. The communication is excellent, and they truly match us with patients where we can make the biggest difference.
  • Harold Thompson: Cottage Home Care Maryland LLC goes above and beyond. From explaining the CFC benefits to ensuring my home care schedule works for me, they have been professional and caring every step of the way.

“I'm proud to work with Cottage Home Care Maryland LLC. Whether I'm assisting a CFC client or a Private Pay family, the agency ensures we have the resources to provide top-notch care. It's a supportive environment for staff and patients alike.”

Maria Sanchez

Maria Sanchez

Certified CaregiverAge 29

“Navigating the Community First Choice (CFC) program seemed complicated until I called Cottage Home Care Maryland LLC. They handled the paperwork and set me up with excellent care. I'm grateful to stay in my own home comfortably.”

Robert Mitchell

Robert Mitchell

PatientAge 62

“As a caregiver here, I appreciate how Cottage Home Care Maryland LLC manages the Community Options and CFC cases. The communication is excellent, and they truly match us with patients where we can make the biggest difference.”

Sarah Jenkins

Sarah Jenkins

Certified CaregiverAge 26

“Cottage Home Care Maryland LLC goes above and beyond. From explaining the CFC benefits to ensuring my home care schedule works for me, they have been professional and caring every step of the way.”

Harold Thompson

Harold Thompson

PatientAge 59

“I'm proud to work with Cottage Home Care Maryland LLC. Whether I'm assisting a CFC client or a Private Pay family, the agency ensures we have the resources to provide top-notch care. It's a supportive environment for staff and patients alike.”

Maria Sanchez

Maria Sanchez

Certified CaregiverAge 29

“Navigating the Community First Choice (CFC) program seemed complicated until I called Cottage Home Care Maryland LLC. They handled the paperwork and set me up with excellent care. I'm grateful to stay in my own home comfortably.”

Robert Mitchell

Robert Mitchell

PatientAge 62

“As a caregiver here, I appreciate how Cottage Home Care Maryland LLC manages the Community Options and CFC cases. The communication is excellent, and they truly match us with patients where we can make the biggest difference.”

Sarah Jenkins

Sarah Jenkins

Certified CaregiverAge 26

“Cottage Home Care Maryland LLC goes above and beyond. From explaining the CFC benefits to ensuring my home care schedule works for me, they have been professional and caring every step of the way.”

Harold Thompson

Harold Thompson

PatientAge 59

“I'm proud to work with Cottage Home Care Maryland LLC. Whether I'm assisting a CFC client or a Private Pay family, the agency ensures we have the resources to provide top-notch care. It's a supportive environment for staff and patients alike.”

Maria Sanchez

Maria Sanchez

Certified CaregiverAge 29

“Navigating the Community First Choice (CFC) program seemed complicated until I called Cottage Home Care Maryland LLC. They handled the paperwork and set me up with excellent care. I'm grateful to stay in my own home comfortably.”

Robert Mitchell

Robert Mitchell

PatientAge 62

“As a caregiver here, I appreciate how Cottage Home Care Maryland LLC manages the Community Options and CFC cases. The communication is excellent, and they truly match us with patients where we can make the biggest difference.”

Sarah Jenkins

Sarah Jenkins

Certified CaregiverAge 26

“Cottage Home Care Maryland LLC goes above and beyond. From explaining the CFC benefits to ensuring my home care schedule works for me, they have been professional and caring every step of the way.”

Harold Thompson

Harold Thompson

PatientAge 59

“I'm proud to work with Cottage Home Care Maryland LLC. Whether I'm assisting a CFC client or a Private Pay family, the agency ensures we have the resources to provide top-notch care. It's a supportive environment for staff and patients alike.”

Maria Sanchez

Maria Sanchez

Certified CaregiverAge 29

“Navigating the Community First Choice (CFC) program seemed complicated until I called Cottage Home Care Maryland LLC. They handled the paperwork and set me up with excellent care. I'm grateful to stay in my own home comfortably.”

Robert Mitchell

Robert Mitchell

PatientAge 62

“As a caregiver here, I appreciate how Cottage Home Care Maryland LLC manages the Community Options and CFC cases. The communication is excellent, and they truly match us with patients where we can make the biggest difference.”

Sarah Jenkins

Sarah Jenkins

Certified CaregiverAge 26

“Cottage Home Care Maryland LLC goes above and beyond. From explaining the CFC benefits to ensuring my home care schedule works for me, they have been professional and caring every step of the way.”

Harold Thompson

Harold Thompson

PatientAge 59

“I'm proud to work with Cottage Home Care Maryland LLC. Whether I'm assisting a CFC client or a Private Pay family, the agency ensures we have the resources to provide top-notch care. It's a supportive environment for staff and patients alike.”

Maria Sanchez

Maria Sanchez

Certified CaregiverAge 29

“Navigating the Community First Choice (CFC) program seemed complicated until I called Cottage Home Care Maryland LLC. They handled the paperwork and set me up with excellent care. I'm grateful to stay in my own home comfortably.”

Robert Mitchell

Robert Mitchell

PatientAge 62

“As a caregiver here, I appreciate how Cottage Home Care Maryland LLC manages the Community Options and CFC cases. The communication is excellent, and they truly match us with patients where we can make the biggest difference.”

Sarah Jenkins

Sarah Jenkins

Certified CaregiverAge 26

“Cottage Home Care Maryland LLC goes above and beyond. From explaining the CFC benefits to ensuring my home care schedule works for me, they have been professional and caring every step of the way.”

Harold Thompson

Harold Thompson

PatientAge 59

Who we help in Baltimore County

Our non-medical home care services support people who want to remain at home with dignity, safety, and trusted caregivers.

  • Elderly and senior adults who need daily in-home care to stay independent at home
  • Adults with physical disabilities or chronic conditions needing care at home
  • Individuals recovering from illness or hospitalization
  • Family caregivers seeking paid elder care programs through Medicaid
  • Households that need a professional home health aide or in-home caregiver

How to get started

  1. Free consultation

    Call (667) 400-0648 or contact us online. We review your situation, county of residence (Baltimore County), and care goals.

  2. Program matching

    We determine whether CFC, Community Options Waiver, or Private Pay is the best fit based on Medicaid status, medical need, and urgency.

  3. Enrollment support

    Our staff assists with Medicaid checks, health department assessments, and provider paperwork required by Maryland.

  4. Start care at home

    Once approved, services begin in your Baltimore County, Maryland home with a plan tailored to your daily routine and preferences.

Start Care Now

(667) 400-0648
Are you looking for care for?
Are you currently on Medicaid?
Statewide in Maryland

Home care in other Maryland counties

We serve families statewide. Select another county to view local programs, service areas, and enrollment support.

23

Counties

Click any to learn more

  • Home care in Allegany CountyMedicaid, CFC & private pay options
  • Home care in Anne Arundel CountyMedicaid, CFC & private pay options
  • Home care in Baltimore CityMedicaid, CFC & private pay options
  • Home care in Calvert CountyMedicaid, CFC & private pay options
  • Home care in Caroline CountyMedicaid, CFC & private pay options
  • Home care in Carroll CountyMedicaid, CFC & private pay options
  • Home care in Cecil CountyMedicaid, CFC & private pay options
  • Home care in Charles CountyMedicaid, CFC & private pay options
  • Home care in Dorchester CountyMedicaid, CFC & private pay options
  • Home care in Frederick CountyMedicaid, CFC & private pay options
  • Home care in Garrett CountyMedicaid, CFC & private pay options
  • Home care in Harford CountyMedicaid, CFC & private pay options
  • Home care in Howard CountyMedicaid, CFC & private pay options
  • Home care in Kent CountyMedicaid, CFC & private pay options
  • Home care in Montgomery CountyMedicaid, CFC & private pay options
  • Home care in Prince George's CountyMedicaid, CFC & private pay options
  • Home care in Queen Anne's CountyMedicaid, CFC & private pay options
  • Home care in Somerset CountyMedicaid, CFC & private pay options
  • Home care in St. Mary's CountyMedicaid, CFC & private pay options
  • Home care in Talbot CountyMedicaid, CFC & private pay options
  • Home care in Washington CountyMedicaid, CFC & private pay options
  • Home care in Wicomico CountyMedicaid, CFC & private pay options
  • Home care in Worcester CountyMedicaid, CFC & private pay options

Not sure which program fits your family? Our advisors serve all 24 counties at no cost.

Call (667) 400-0648