Maryland Home Care
Looking for in-home care in Allegany County? We work with families in Cumberland, Frostburg, and LaVale every day. That can mean personal care, companionship, dementia care, help with Activities of Daily Living, or 24/7 coverage. It can also mean sorting out Maryland Community First Choice, the Community Options Waiver, or private pay, whatever fits your situation.
Towns we cover
We'll follow up to talk about your family's needs. Privacy Policy
Our services
Helping Your Loved Ones Live Their Best Life Possible
Extended and overnight coverage, based on caregiver availability.
Personal care done with patience and respect.
A friendly visit and real conversation.
Nonmedical daily support that fits your loved one's needs.
Hands-on help with daily tasks for adults with a disability.
Everyday care routines, done with dignity.
Tidying, laundry, and dishes connected to the person receiving care.
Meals made to fit preferences and dietary needs.
A gentle nudge at the right time, as part of your care plan.
Everyday help with the basics of daily living.
An extra set of eyes for everyday hazards during care visits.
Home care support after a hospital stay, like at Western Maryland.
What's available depends on your needs, your care plan, and caregiver availability.
Who we help
Why Cottage
We know Community First Choice, the Community Options Waiver, and private pay, and we're happy to explain them in plain English.
Your schedule, your needs, your comfort.
Start with private pay, or ask us about Medicaid options.
Cottage Home Care Maryland LLC holds RSA License No. 02496 through the Maryland Department of Health, Office of Health Care Quality.
Real stories from patients and caregivers who chose Cottage Home Care Maryland
“I'm proud to work with Cottage Home Care Maryland LLC. Whether I'm assisting a CFC client or a Private Pay family, the agency ensures we have the resources to provide top-notch care. It's a supportive environment for staff and patients alike.”
Maria Sanchez
“Navigating the Community First Choice (CFC) program seemed complicated until I called Cottage Home Care Maryland LLC. They handled the paperwork and set me up with excellent care. I'm grateful to stay in my own home comfortably.”
Robert Mitchell
“As a caregiver here, I appreciate how Cottage Home Care Maryland LLC manages the Community Options and CFC cases. The communication is excellent, and they truly match us with patients where we can make the biggest difference.”
Sarah Jenkins
“Cottage Home Care Maryland LLC goes above and beyond. From explaining the CFC benefits to ensuring my home care schedule works for me, they have been professional and caring every step of the way.”
Harold Thompson
Coverage & programs
Families search for home care in Cumberland, Frostburg, and LaVale every week. We cover those towns, plus Westernport, Lonaconing, Oldtown, and Midland. Whether we can take your specific schedule still comes down to caregiver availability at the time you call.
CFC is a Maryland Medicaid program, and it's open to all ages, including children, not just adults. It helps pay for personal care at home. In many cases, a family member can become a paid caregiver too, if the state approves. Because the state handles the review, enrollment takes real time, often a few months. Ask us and we can explain exactly what that looks like for your case.
Learn about Community First ChoiceThis is a separate Maryland Medicaid waiver, mainly for adults 65 and up who need more hands-on support. You don't need existing Medicaid just to start the process. New applicants do go on a priority review though, so timing can vary quite a bit. In the meantime, we can talk through what to do while you wait.
Learn about Community OptionsNo Medicaid, no state review, no waiting on anyone's timeline but yours. You pay directly and pick a schedule that works, and care can start as soon as we match a caregiver. A lot of families use this while a Medicaid application is still in progress. You stay in control of both the schedule and the budget.
Learn about Private PayNot sure which one fits? Call (667) 400-0648 and we'll help you figure it out.
(667) 400-0648How it works
Your loved one's care needs, location, and schedule.
Private pay or Medicaid, whichever fits, we'll lay out the details.
We confirm details and get your care plan moving.
FAQs
Think personal care, meals, light housekeeping, companionship, and medication reminders. What it doesn't include is skilled nursing or clinical care. That's a separate kind of service.
Yes, we cover Cumberland, Frostburg, LaVale, Westernport, Lonaconing, Oldtown, and Midland, if we have a caregiver free for it.
In many cases, yes. Both the person receiving care and the caregiver have to meet the state's rules first. We can help you understand what that process actually looks like.
Neither CFC nor the Community Options Waiver starts instantly, since both go through a state review. Enrollment often takes a few months either way. We'll be upfront about what to expect for your case, and we can talk through private pay if you need care sooner.
Yes. Plenty of families set up home care right after leaving Western Maryland or another hospital.
That depends on your care plan and how many hours you need. Talk with us and we'll give you a clear quote.
We're looking for kind, reliable people to join our team in Cumberland and nearby towns.
We serve families statewide. Select another county to view local programs, service areas, and enrollment support.
23
Counties
Click any to learn more
Not sure which program fits your family? Our advisors serve all 24 counties at no cost.
Call (667) 400-0648