Key Takeaways- Shared room: The national middle price is $9,581 a month.
- Private room: The national middle price is $10,798 a month.
- State range: Shared rooms go from $5,627 in Texas to $27,831 in Alaska.
- Data year: These prices are from the 2025 CareScout survey, released in 2026.
- Payment: Medicare pays for some short skilled stays. Medicaid may cover long stays if you qualify.
How much does a nursing home cost in your state? Use the table below to check all 50 states. It shows the middle price for a shared room and a private room. A nearby nursing home may charge more or less.
The prices come from CareScout's 2025 survey, released in March 2026. They are the latest full 50-state results we could check on October 26, 2026. They are not a list of current quotes from local nursing homes.
In This Guide
How Much Does a Nursing Home Cost per Month?
In the United States, a shared nursing home room costs $9,581 a month at the national middle price. A private room costs $10,798. These are from the 2025 survey, not live 2026 rates. Shared room $9,581 per month · $315 a day Private room $10,798 per month · $355 a day The national yearly prices are $114,975 for a shared room and $129,575 for a private room. CareScout uses 365 days to work out the yearly cost. What does “middle price” mean? It is also called the median. About half the prices in the survey are higher. About half are lower. Your own price may differ. Source: CareScout 2025 Cost of Care Survey (survey done July–November 2025).
Nursing Home Costs by State: All 50 States
Find your state here. These are monthly middle prices from the 2025 CareScout survey. “Extra for private” shows the gap between the two prices. It is not an extra fee all nursing homes charge. On a phone: Swipe across the table to see each room price. Prices are in U.S. dollars per month. “N/A” means CareScout had too little data to report a price. 2025 monthly nursing home prices — 50 states| State | Shared room | Private room | Extra for private |
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| Alabama | $8,334 | $8,787 | $453 |
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| Alaska | $27,831 | N/A | N/A |
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| Arizona | $8,365 | $11,437 | $3,072 |
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| Arkansas | $7,452 | $8,060 | $608 |
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| California | $12,167 | $15,178 | $3,011 |
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| Colorado | $10,159 | $12,182 | $2,023 |
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| Connecticut | $15,208 | $16,729 | $1,521 |
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| Delaware | $14,494 | $15,132 | $638 |
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| Florida | $10,342 | $12,167 | $1,825 |
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| Georgia | $8,821 | $9,429 | $608 |
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| Hawaii | $15,473 | $16,395 | $922 |
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| Idaho | $10,494 | $12,167 | $1,673 |
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| Illinois | $8,304 | $9,216 | $912 |
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| Indiana | $8,942 | $10,326 | $1,384 |
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| Iowa | $9,277 | $10,038 | $761 |
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| Kansas | $8,669 | $9,064 | $395 |
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| Kentucky | $9,718 | $11,254 | $1,536 |
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| Louisiana | $7,604 | $8,076 | $472 |
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| Maine | $13,976 | $14,904 | $928 |
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| Maryland | $12,927 | $14,448 | $1,521 |
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| Massachusetts | $14,448 | $15,817 | $1,369 |
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| Michigan | $11,254 | $11,969 | $715 |
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| Minnesota | $10,646 | $13,870 | $3,224 |
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| Mississippi | $9,581 | $9,885 | $304 |
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| Missouri | $6,741 | $7,604 | $863 |
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| Montana | $8,973 | $9,581 | $608 |
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| Nebraska | $8,377 | $9,216 | $839 |
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| Nevada | $11,786 | $14,463 | $2,677 |
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| New Hampshire | $12,243 | $13,444 | $1,201 |
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| New Jersey | $12,775 | $14,448 | $1,673 |
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| New Mexico | $9,125 | $10,633 | $1,508 |
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| New York | $15,528 | $16,729 | $1,201 |
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| North Carolina | $9,733 | $10,798 | $1,065 |
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| North Dakota | $11,528 | $12,304 | $776 |
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| Ohio | $9,186 | $10,389 | $1,203 |
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| Oklahoma | $7,026 | $7,756 | $730 |
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| Oregon | $16,760 | $18,448 | $1,688 |
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| Pennsylvania | $11,954 | $13,688 | $1,734 |
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| Rhode Island | $12,106 | $13,383 | $1,277 |
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| South Carolina | $9,034 | $9,612 | $578 |
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| South Dakota | $9,444 | $10,190 | $746 |
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| Tennessee | $9,429 | $10,038 | $609 |
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| Texas | $5,627 | $7,604 | $1,977 |
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| Utah | $8,669 | $10,646 | $1,977 |
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| Vermont | $14,113 | $15,528 | $1,415 |
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| Virginia | $10,250 | $11,680 | $1,430 |
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| Washington | $13,155 | $15,969 | $2,814 |
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| West Virginia | $12,836 | $13,262 | $426 |
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| Wisconsin | $10,646 | $12,319 | $1,673 |
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| Wyoming | $9,916 | $10,923 | $1,007 |
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Alaska private room: “N/A” is not a zero price. It means there were not enough survey results to give a sound number. Price source: CareScout’s 2025 state price tables, pages 5–6 (PDF). The “Extra for private” column is our math: private room price minus shared room price. It is not a new survey result.
Which States Cost the Most and Least?
Alaska has the highest shared-room price in the survey. Texas has the lowest. These lists are for shared rooms only. Five highest shared-room prices- Alaska — $27,831
- Oregon — $16,760
- New York — $15,528
- Hawaii — $15,473
- Connecticut — $15,208
Five lowest shared-room prices- Texas — $5,627
- Missouri — $6,741
- Oklahoma — $7,026
- Arkansas — $7,452
- Louisiana — $7,604
For private rooms, Oregon has the highest reported price: $18,448 a month. Alaska did not have enough private-room data for a state price. Use this list to plan. A nursing home in one city may cost much more than another home in the same state.
Costs in New York, Maryland, Michigan, and More
These six states have Cottage Home Care service pages. The numbers below still show nursing home prices, not Cottage home care prices. A state price cannot tell you the cost in a city, such as Tampa or Brooklyn. New York$15,528 a month for a shared room; $16,729 for a private room. In this survey, the private room is $1,201 more per month. For a local price, ask homes in your county for the same room type. For home care options, visit Cottage Home Care New York. Maryland$12,927 a month for a shared room; $14,448 for a private room. In this survey, the private room is $1,521 more per month. The state price may not match a quote in Baltimore or another county. For home care options, visit Cottage Home Care Maryland. Michigan$11,254 a month for a shared room; $11,969 for a private room. In this survey, the private room is $715 more per month. Get a written quote from homes near the person who needs care. For home care options, visit Cottage Home Care Michigan. Connecticut$15,208 a month for a shared room; $16,729 for a private room. In this survey, the private room is $1,521 more per month. Ask local homes about room costs and any added fees. For home care options, visit Cottage Home Care Connecticut. New Jersey$12,775 a month for a shared room; $14,448 for a private room. In this survey, the private room is $1,673 more per month. Ask the facility for prices near your town, not only the state middle price. For home care options, visit Cottage Home Care New Jersey. Florida$10,342 a month for a shared room; $12,167 for a private room. In this survey, the private room is $1,825 more per month. Tampa and Miami nursing home quotes may differ from this state number. For home care options, visit Cottage Home Care Florida. For city searches: These state prices are a starting point. They do not replace a quote from a nursing home in your city. Compare at least three local homes and ask each one what its rate covers.
What Is the Cost of a Private Room?
A private nursing home room costs $1,217 more each month at the national middle price. That is the gap between $10,798 and $9,581 in the 2025 survey. The yearly gap is $14,600 using CareScout’s yearly costs. A shared room usually has another resident. A private room is for one person. Both may include meals, help with daily tasks, and nursing care. Ask what is in the rate before you choose. A private room may be worth the cost if it meets a need the shared room cannot meet. Ask about room choices, space, noise, privacy, and any rate increase.
How to Check Nursing Home Prices Near You
To find a local cost, call three nursing homes near you. Ask for the same room type and the same level of care. You can then compare the bills fairly. - Check the care need. Ask a health professional what help is needed each day.
- Ask for a written price. Get the daily rate or monthly rate for the room.
- Ask what costs extra. Get the full fee list before you sign.
- Check care quality. Use Medicare Care Compare for staffing, inspections, and care results.
- Check payment. Ask if the home takes Medicare, Medicaid, or your plan.
Cost example: If a home charges $350 a day, a 30-day stay costs $10,500. A 31-day stay costs $10,850. This is math for planning, not a quote from a real home. Other fees could raise the bill. To check nursing home quality, use Medicare Care Compare. This tool shows inspections and care ratings. It does not give you a current price quote for every home. You can also use CareScout’s cost tool to look at cost data by area. Ask each nursing home for its price today.
Does Medicare Cover Nursing Home Costs in 2026?
Medicare does not pay for most long-term nursing home stays. Original Medicare Part A may pay for a short stay that needs skilled nursing or therapy. You must meet the plan’s care rules. For Original Medicare, a covered stay often follows at least three days as a hospital inpatient. Medicare Advantage rules can be different. A doctor and the care team can explain if the person meets the care rules. Original Medicare: 2026 skilled nursing facility costs| Covered days | What you pay |
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| Days 1–20 | $0 each day after any Part A deductible owed | | Days 21–100 | $217 each day | | Day 101 onward | All costs | Important: The 100 days are a limit per benefit period, not a promise of 100 paid days. The person must keep meeting Medicare’s skilled care rules. Official source: Medicare skilled nursing facility coverage and 2026 costs.
Does Medicaid Pay for Nursing Home Care?
Medicaid may pay for a long nursing home stay if the person qualifies. The home must take Medicaid and meet the right state rules. A person must meet the state’s rules for care needs and money. The state may look at income, savings, and some past gifts. Some of the person’s monthly income may go toward care costs. - Check the home: Ask if it has Medicaid nursing facility approval.
- Check the person: Ask the state Medicaid office about care and money rules.
- Check the payment: Ask what the person must pay each month.
If one spouse stays at home, Medicaid has rules that may protect some money for that spouse. The amount depends on the state and the family. Official sources: Medicaid nursing facility care and spouse income and savings protections.
Is Home Care Less Expensive Than a Nursing Home?
Home care may cost less if the person needs only part-time help. It may cost more if care is needed all day and all night. The right choice depends on care needs, not just price. CareScout reports a national middle rate of $35 an hour for non-medical home care in 2025. At 44 hours a week, that is about $6,673 a month using the survey method. This is not a price for 24-hour care. Home aides can help with bathing, dressing, meals, and safe movement. They do not replace a nurse when skilled medical care is needed. A nursing home may be needed when home care cannot safely meet the person’s needs. Cottage Home Care can explain personal care support in areas we serve. We do not run nursing homes or set their rates. Families should ask a licensed care professional which care setting fits the person’s needs.
Frequently Asked Questions
These short answers cover the main cost and payment questions. See the links above for full program rules. What is the average nursing home cost per month?+The national middle price is $9,581 for a shared room and $10,798 for a private room. These are 2025 CareScout survey prices, released in 2026. What state has the highest nursing home costs?+Alaska has the highest shared-room price in the 2025 survey: $27,831 a month. Oregon has the highest reported private-room price: $18,448 a month. What state has the lowest nursing home costs?+Texas has the lowest shared-room price in the survey: $5,627 a month. Missouri is next at $6,741. How much does a private nursing home room cost?+The national middle price for a private room is $10,798 a month in the 2025 survey. A nearby home may charge more or less. What does median nursing home cost mean?+Median means the middle price. About half of the survey prices are higher. About half are lower. Does Medicare pay for a long nursing home stay?+No. Medicare does not pay for most long-term daily care. It may pay for a short skilled stay if the person meets coverage rules. What is the Medicare nursing home copay in 2026?+For Original Medicare, days 21–100 of a covered skilled nursing facility stay cost $217 a day. The person must still meet Medicare rules. Does Medicaid cover nursing home care?+It can. The person must meet state rules, and the home must take Medicaid. The person may still pay part of their income toward care. Can a spouse keep savings if the other spouse needs a nursing home?+Medicaid has rules that may protect some income and savings for a spouse who stays at home. Ask the state office what applies. Why does a local nursing home cost more than the state price?+The state number is a middle price, not a quote. City costs, room types, care needs, and extra fees can change the price. How do I find nursing home costs in my city?+Ask at least three nearby nursing homes for the same room type and a full written fee list. Check care ratings with Medicare Care Compare. Is home care always cheaper than a nursing home?+No. Part-time personal care may cost less. Care all day and night may cost more. Compare the care needed and the full price. Sources, Data Year, and Fact Checks
Where the prices come from: CareScout surveyed care prices from July to November 2025. It contacted 211,985 providers and got about 16,000 replies across care types. Its state tables were released in March 2026. We checked the source on October 26, 2026. What we did: We copied each state’s shared and private monthly middle price from the CareScout state tables. We then subtracted the shared price from the private price to show the gap. We did not change these prices to guess what they will be later in 2026. What the data does not tell us: It does not show today’s price for a single home, county, or city. The cost at a given home may be more or less. The prices are not the same as what Medicaid pays a facility. About Cottage: Cottage Home Care is a home care company founded in New York in 2019. This page is a general price guide. We do not own nursing homes, set their rates, or decide coverage. The author and review dates shown by the website should match the people who checked this updated page.
What to Do Next
If you are comparing nursing homes: Get local written quotes and check Medicare Care Compare. Ask your state Medicaid office about payment rules. If you are also looking at care at home: Cottage can discuss help with daily tasks, your location, the care hours needed, and the documents to bring to intake. We can explain which of our home care options are offered where you live. Call (516) 367-2266, email info@cottagehomecare.com, or contact Cottage Home Care. To find a state office, use our locations page.
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Sabine DurgaramDPS/RN
