From Chipley to the woods around Falling Waters, Cottage Home Care connects Washington County families with trusted, background-screened caregivers, honest Florida Medicaid guidance, and flexible private-pay care, all coordinated by our Florida care team.
Request care in Washington County
Washington County is a close-knit corner of the Florida Panhandle, where families in Chipley, Vernon, and the small towns along US-90 look after their own. Cottage Home Care Services helps seniors and adults with disabilities across the county stay in the homes they love, surrounded by familiar faces and their own front porch, instead of moving to a nursing facility. Our caregivers assist with bathing, dressing, grooming, and getting around safely, along with companionship, light housekeeping, laundry, and home-cooked meals, so daily life stays comfortable and dignified.
Paying for care is often the first worry, and it is where we start. From your very first call, our Florida care team walks you through Florida Medicaid and the Statewide Medicaid Managed Care Long-Term Care program (SMMC-LTC), a statewide benefit that reaches Washington County families and covers in-home care at little to no out-of-pocket cost for those who qualify. In many cases a qualified family member or close friend can be hired and paid to be the caregiver through Florida's participant-directed options. Every caregiver we send is trained and background-screened for your peace of mind.
If you would rather not wait on an eligibility determination, our private-pay option can begin in about 24 hours. You choose the schedule that fits your household, whether that is a few hours a week for a parent near Sunny Hills or full days of support in Chipley. We offer flexible hourly, overnight, and live-in care, with no eligibility process to work through before help arrives.
Cottage Home Care proudly serves families in Chipley, Vernon, Wausau, Ebro, Caryville, Sunny Hills, and the surrounding Washington County communities.
Cities we serve in Washington County
Cottage's offices are in South Florida, but Florida Medicaid's SMMC-LTC program is statewide, which means the same long-term care benefit is available to families in Chipley, Vernon, Wausau, and across rural Washington County. Our Florida care team coordinates everything remotely and by phone, so distance never stands between your loved one and quality in-home care.
The Medicaid application and SMMC-LTC enrollment can feel overwhelming, especially when the nearest big office feels far from a small Panhandle town. We guide Washington County families through eligibility, gather the documents, and manage the paperwork at no charge, so you can focus on your loved one instead of the forms. If you qualify, covered care comes at little to no out-of-pocket cost.
Many Washington County families already have a daughter, son, or neighbor doing the caregiving. Through Florida's participant-directed Medicaid options, that qualified family member or friend can often be hired and paid to provide the care they are already giving. We explain who is eligible and handle the enrollment so the help stays in the family.
When a hospital discharge in Chipley or a sudden change near Ebro means you need help right away, our private-pay option can begin in about 24 hours, with no eligibility wait. Choose hourly visits, overnight coverage, or live-in care, and adjust the schedule as your family's needs change through the seasons.
Whether you qualify for Florida Medicaid or prefer to start privately, Cottage makes South Florida home care simple — and we’ll help you find the right fit in one free call.
Statewide Medicaid Managed Care — Long-Term Care (SMMC-LTC)
For eligible seniors, Florida Medicaid covers in-home care at no cost — and in many cases a family member can be hired and paid to provide it.
Flexible care with no Medicaid paperwork or waiting
Choose exactly the schedule you need — a few hours a week, overnights, or full live-in care — and we match a trusted caregiver right away.
Not sure which path is right for your family? We’ll walk you through both — free, with no obligation.
Ready to find the right care for your family?
From everyday personal care to specialized memory support, our South Florida caregivers deliver personalized care at home — through Florida Medicaid or private pay, we’ll help you find the right fit.
Bathing, dressing, grooming, toileting, and everyday mobility support.
Companionship, supervision, errands, and genuine emotional support.
Specialized, patient memory care delivered in familiar surroundings.
Light housekeeping, laundry, and home-cooked meal preparation.
Around-the-clock and live-in care for higher-need routines.
Free help with SMMC-LTC eligibility, or flexible private-pay plans.
Real reviews from the families we care for across Miami-Dade, Broward, and Palm Beach.
Cottage made it so easy to arrange care for my mother. Our caregiver treats her like family, and I finally have peace of mind knowing she is safe at home.
From the first call, the team was warm and organized. They matched us with a caregiver quickly and the care has been outstanding every single day.
After my husband’s surgery we needed help fast. Cottage handled everything and the caregivers were compassionate, punctual, and truly skilled.
Being able to be paid to care for my dad through the Medicaid program changed everything for our family. Cottage walked us through every step.
The team went above and beyond to make sure I understood every option. Patient, kind, and genuinely caring — five stars without hesitation.
Cottage made it so easy to arrange care for my mother. Our caregiver treats her like family, and I finally have peace of mind knowing she is safe at home.
From the first call, the team was warm and organized. They matched us with a caregiver quickly and the care has been outstanding every single day.
After my husband’s surgery we needed help fast. Cottage handled everything and the caregivers were compassionate, punctual, and truly skilled.
Being able to be paid to care for my dad through the Medicaid program changed everything for our family. Cottage walked us through every step.
The team went above and beyond to make sure I understood every option. Patient, kind, and genuinely caring — five stars without hesitation.
Quick answers about Florida Medicaid, private pay, and getting started with in-home care in Washington County.
Yes. We serve families throughout Washington County, from the county seat of Chipley to Vernon, Wausau, Ebro, Caryville, Sunny Hills, and the smaller communities in between. Because Florida Medicaid's SMMC-LTC program is statewide and our Florida care team coordinates care by phone, we can support your household no matter which corner of the county you call home.
Stop by, call, or send us a message. Our local team is here to answer your questions and help you get started.
