Cottage Home Care connects St. Lucie County families with trusted, background-screened caregivers, clear Florida Medicaid guidance and flexible private-pay care, all coordinated by our Florida care team.
Request care in St. Lucie County
From the historic waterfront of Fort Pierce to the fast-growing neighborhoods of Port St. Lucie, Cottage Home Care helps St. Lucie County seniors and adults with disabilities stay right where they are happiest: at home. For families along the Treasure Coast, the choice often comes down to a nursing facility or the comfort of a familiar living room near the Indian River Lagoon, and our care makes staying home a safe, realistic option. Our caregivers assist with personal care like bathing, dressing, grooming and mobility, plus companionship, light housekeeping, laundry, meal preparation, Alzheimer's and dementia memory care, and 24-hour or live-in support.
Paying for that care is where most St. Lucie families feel stuck, so we start helping from the very first phone call. Cottage guides you through Florida Medicaid, specifically the Statewide Medicaid Managed Care Long-Term Care program (SMMC-LTC), a statewide benefit that reaches every community from White City to Lakewood Park, and we handle the eligibility screening and paperwork at no cost to you. In many cases, a qualified family member or trusted friend can even be hired and paid to provide the care through Florida's participant-directed options. Every caregiver we place is trained and thoroughly background-screened.
If you would rather not wait on an eligibility determination, our private-pay option lets care begin quickly, often within about 24 hours of your call. You choose the schedule that fits your family, whether that is a few hours a week for a parent in Tradition, overnight coverage on Hutchinson Island, or full-time live-in care. There is no eligibility wait and no long approval process, just flexible, dependable help when you need it.
Cottage Home Care proudly serves families throughout St. Lucie County, including Fort Pierce, Port St. Lucie, St. Lucie Village, Lakewood Park, White City and Hutchinson Island.
Cities we serve in St. Lucie County
Florida's SMMC-LTC program is administered statewide, which means St. Lucie County families qualify for the same long-term care benefits as anyone in Florida, no local storefront required. Cottage coordinates that coverage from our Florida care team for households across Fort Pierce, Port St. Lucie and the smaller communities in between, so where you live on the Treasure Coast never limits the help you can receive.
The SMMC-LTC application, functional screening and documentation can feel overwhelming, especially when a loved one's needs are urgent. Cottage walks St. Lucie County families through every step and completes the paperwork for you free of charge. For those who qualify, in-home care comes with little to no out-of-pocket cost, and we make sure nothing falls through the cracks between your first call and your first caregiver visit.
Many families are surprised to learn that under Florida's participant-directed Medicaid options, a qualified son, daughter, other relative or trusted friend can be hired and paid to provide care. For St. Lucie County households who already have someone caring for a parent in Lakewood Park or River Park, this turns an unpaid labor of love into a supported, compensated role, with Cottage handling training, screening and payroll.
When you cannot wait for a Medicaid determination, Cottage's private-pay care can begin in as little as 24 hours anywhere in St. Lucie County. Choose hourly visits, overnight coverage or live-in support with no eligibility wait, whether you need a few hours of companionship in Indian River Estates or round-the-clock help after a hospital stay in Fort Pierce. You set the schedule and adjust it as your needs change.
Whether you qualify for Florida Medicaid or prefer to start privately, Cottage makes South Florida home care simple — and we’ll help you find the right fit in one free call.
Statewide Medicaid Managed Care — Long-Term Care (SMMC-LTC)
For eligible seniors, Florida Medicaid covers in-home care at no cost — and in many cases a family member can be hired and paid to provide it.
Flexible care with no Medicaid paperwork or waiting
Choose exactly the schedule you need — a few hours a week, overnights, or full live-in care — and we match a trusted caregiver right away.
Not sure which path is right for your family? We’ll walk you through both — free, with no obligation.
Ready to find the right care for your family?
From everyday personal care to specialized memory support, our South Florida caregivers deliver personalized care at home — through Florida Medicaid or private pay, we’ll help you find the right fit.
Bathing, dressing, grooming, toileting, and everyday mobility support.
Companionship, supervision, errands, and genuine emotional support.
Specialized, patient memory care delivered in familiar surroundings.
Light housekeeping, laundry, and home-cooked meal preparation.
Around-the-clock and live-in care for higher-need routines.
Free help with SMMC-LTC eligibility, or flexible private-pay plans.
Real reviews from the families we care for across Miami-Dade, Broward, and Palm Beach.
Cottage made it so easy to arrange care for my mother. Our caregiver treats her like family, and I finally have peace of mind knowing she is safe at home.
From the first call, the team was warm and organized. They matched us with a caregiver quickly and the care has been outstanding every single day.
After my husband’s surgery we needed help fast. Cottage handled everything and the caregivers were compassionate, punctual, and truly skilled.
Being able to be paid to care for my dad through the Medicaid program changed everything for our family. Cottage walked us through every step.
The team went above and beyond to make sure I understood every option. Patient, kind, and genuinely caring — five stars without hesitation.
Cottage made it so easy to arrange care for my mother. Our caregiver treats her like family, and I finally have peace of mind knowing she is safe at home.
From the first call, the team was warm and organized. They matched us with a caregiver quickly and the care has been outstanding every single day.
After my husband’s surgery we needed help fast. Cottage handled everything and the caregivers were compassionate, punctual, and truly skilled.
Being able to be paid to care for my dad through the Medicaid program changed everything for our family. Cottage walked us through every step.
The team went above and beyond to make sure I understood every option. Patient, kind, and genuinely caring — five stars without hesitation.
Quick answers about Florida Medicaid, private pay, and getting started with in-home care in St. Lucie County.
Yes. Cottage Home Care serves families throughout St. Lucie County, from Fort Pierce and Port St. Lucie to smaller communities like White City, Lakewood Park, River Park and Hutchinson Island. Care is coordinated by our Florida care team and delivered in your home, so you do not need to travel to an office to get started. Just call (786) 899-4673.
Stop by, call, or send us a message. Our local team is here to answer your questions and help you get started.
