Trusted, background-screened caregivers, clear Florida Medicaid guidance, and flexible private-pay care for Pinellas County families — all coordinated by Cottage Home Care's Florida team.
Request care in Pinellas County
Cottage Home Care helps older adults and people living with disabilities across Pinellas County stay right where they feel most themselves — at home on the peninsula between Tampa Bay and the Gulf. Whether that home is a St. Petersburg bungalow, a Clearwater condo near the beach, or a house in Palm Harbor, our caregivers make daily life safer and easier with help bathing, dressing, grooming, moving around, meals, and companionship. For many families, thoughtful in-home support is what makes it possible to avoid moving a loved one into a nursing home or assisted living facility.
From your very first phone call, our Florida care team walks you through Florida Medicaid — specifically the Statewide Medicaid Managed Care Long-Term Care program (SMMC-LTC), a statewide benefit that reaches every Pinellas community from Tarpon Springs to Gulfport. We explain what the program covers, check whether your loved one may qualify, and handle the paperwork with you. In many cases, a qualified family member or friend can even be hired and paid to provide the care through Florida's participant-directed options. Every caregiver we send is trained and thoroughly background-screened before they ever step through your door.
If you'd rather not wait on an eligibility determination, our private-pay option lets care begin quickly — often within about 24 hours. You choose the schedule that fits your family, from a few hours a week to overnight, 24-hour, or live-in support, and you can adjust it as needs change. There's no eligibility waiting period; you simply get dependable help when you need it.
We proudly serve families throughout Pinellas County, including Clearwater, St. Petersburg, Largo, Pinellas Park, Dunedin, Tarpon Springs, Palm Harbor, Seminole, and Safety Harbor.
Cities we serve in Pinellas County
Because SMMC-LTC is a statewide Florida program, families throughout Pinellas County can access it — you don't need Cottage to have a storefront down the street in Clearwater or Largo. Our Florida care team coordinates your services remotely and matches you with local, screened caregivers who come to your home, whether you're near the St. Pete Pier or up in Dunedin.
Navigating SMMC-LTC applications, enrollment, and managed-care plans can feel overwhelming. Our team does that legwork for Pinellas County families free of charge — checking eligibility, gathering documents, and coordinating with your plan — so that qualified households pay little to no out-of-pocket cost for the in-home care they receive.
Many Pinellas families are more comfortable being cared for by someone they already know and trust. Through Florida's participant-directed Medicaid options, a qualified adult child, relative, or close friend can often be hired and paid to provide care in Tarpon Springs, Seminole, Pinellas Park, or anywhere in the county — keeping care personal while relieving financial strain.
When a hospital discharge or sudden change can't wait, our private-pay option lets Pinellas County families begin care in as little as 24 hours — no eligibility review required. Choose hourly, overnight, 24-hour, or live-in support in Safety Harbor, Palm Harbor, St. Petersburg, or the beach communities, and change the schedule whenever life does.
Whether you qualify for Florida Medicaid or prefer to start privately, Cottage makes South Florida home care simple — and we’ll help you find the right fit in one free call.
Statewide Medicaid Managed Care — Long-Term Care (SMMC-LTC)
For eligible seniors, Florida Medicaid covers in-home care at no cost — and in many cases a family member can be hired and paid to provide it.
Flexible care with no Medicaid paperwork or waiting
Choose exactly the schedule you need — a few hours a week, overnights, or full live-in care — and we match a trusted caregiver right away.
Not sure which path is right for your family? We’ll walk you through both — free, with no obligation.
Ready to find the right care for your family?
From everyday personal care to specialized memory support, our South Florida caregivers deliver personalized care at home — through Florida Medicaid or private pay, we’ll help you find the right fit.
Bathing, dressing, grooming, toileting, and everyday mobility support.
Companionship, supervision, errands, and genuine emotional support.
Specialized, patient memory care delivered in familiar surroundings.
Light housekeeping, laundry, and home-cooked meal preparation.
Around-the-clock and live-in care for higher-need routines.
Free help with SMMC-LTC eligibility, or flexible private-pay plans.
Real reviews from the families we care for across Miami-Dade, Broward, and Palm Beach.
Cottage made it so easy to arrange care for my mother. Our caregiver treats her like family, and I finally have peace of mind knowing she is safe at home.
From the first call, the team was warm and organized. They matched us with a caregiver quickly and the care has been outstanding every single day.
After my husband’s surgery we needed help fast. Cottage handled everything and the caregivers were compassionate, punctual, and truly skilled.
Being able to be paid to care for my dad through the Medicaid program changed everything for our family. Cottage walked us through every step.
The team went above and beyond to make sure I understood every option. Patient, kind, and genuinely caring — five stars without hesitation.
Cottage made it so easy to arrange care for my mother. Our caregiver treats her like family, and I finally have peace of mind knowing she is safe at home.
From the first call, the team was warm and organized. They matched us with a caregiver quickly and the care has been outstanding every single day.
After my husband’s surgery we needed help fast. Cottage handled everything and the caregivers were compassionate, punctual, and truly skilled.
Being able to be paid to care for my dad through the Medicaid program changed everything for our family. Cottage walked us through every step.
The team went above and beyond to make sure I understood every option. Patient, kind, and genuinely caring — five stars without hesitation.
Quick answers about Florida Medicaid, private pay, and getting started with in-home care in Pinellas County.
Yes. We coordinate in-home care for families across the entire county — from Tarpon Springs and Palm Harbor in the north to St. Petersburg and Gulfport in the south, plus Clearwater, Largo, Dunedin, Seminole, Pinellas Park, and the beach communities. Our caregivers come to you, and our Florida care team manages everything by phone.
Stop by, call, or send us a message. Our local team is here to answer your questions and help you get started.
