Trusted, background-screened caregivers, clear Florida Medicaid guidance, and flexible private-pay care for Indian River County families, all coordinated by Cottage's Florida care team.
Request care in Indian River County
From the lagoon-side neighborhoods of Vero Beach to the riverfront of Sebastian and the farm country around Fellsmere, Cottage Home Care helps Indian River County seniors and adults with disabilities stay right where they feel most themselves: at home. For most of the families we work with along the Treasure Coast, remaining in a familiar house near the Indian River Lagoon, with the routines and neighbors of a lifetime, is far better than moving into a nursing home or assisted-living facility. Our caregivers step in with the daily help that makes that possible, from bathing and dressing to meals, light housekeeping, companionship, and memory care.
You do not have to sort out Florida Medicaid on your own. From the very first phone call, Cottage's Florida care team explains how the Statewide Medicaid Managed Care Long-Term Care program (SMMC-LTC) works for Indian River County residents and walks you through eligibility and paperwork at no cost. One detail many families are relieved to learn: in many cases a qualified family member or close friend can be hired and paid to provide the care, through Florida's participant-directed Medicaid options. Whoever provides the care, every Cottage caregiver is trained and thoroughly background-screened.
If you would rather not wait on an eligibility determination, our private-pay option lets care begin quickly, often within about 24 hours of your call. You choose the schedule that fits your family, whether that is a few hours a week, overnight coverage, or full live-in support, and you can adjust it as needs change through the seasons.
Cottage Home Care proudly serves families across Indian River County, including Vero Beach, Sebastian, Fellsmere, Indian River Shores, Gifford, Wabasso, and Roseland.
Cities we serve in Indian River County
SMMC-LTC is a statewide Florida program, which means Indian River County families qualify for the same long-term-care benefits as anyone else in the state. Cottage coordinates that care for residents from Vero Beach and Indian River Shores to Sebastian and Fellsmere, so you get established statewide expertise applied right here on the Treasure Coast.
The Medicaid application can feel overwhelming, especially when you are already caring for someone. Cottage's Florida team reviews your situation, checks whether you meet SMMC-LTC eligibility, and helps assemble the paperwork for free, so Indian River County families can pursue in-home care with little to no out-of-pocket cost for those who qualify.
Many Indian River County families already have someone providing care, a daughter, a spouse, a trusted friend. Through Florida's participant-directed Medicaid options, that person can often be hired and paid for the care they give. We explain who qualifies and handle the setup so caregiving in your Vero Beach or Sebastian home can also become a paid role.
When you need help now and do not want to wait on an eligibility decision, private pay is the answer. Care for your Indian River County household can typically begin within about 24 hours, with flexible hourly, overnight, or live-in schedules you can scale up or down as your needs change.
Whether you qualify for Florida Medicaid or prefer to start privately, Cottage makes South Florida home care simple — and we’ll help you find the right fit in one free call.
Statewide Medicaid Managed Care — Long-Term Care (SMMC-LTC)
For eligible seniors, Florida Medicaid covers in-home care at no cost — and in many cases a family member can be hired and paid to provide it.
Flexible care with no Medicaid paperwork or waiting
Choose exactly the schedule you need — a few hours a week, overnights, or full live-in care — and we match a trusted caregiver right away.
Not sure which path is right for your family? We’ll walk you through both — free, with no obligation.
Ready to find the right care for your family?
From everyday personal care to specialized memory support, our South Florida caregivers deliver personalized care at home — through Florida Medicaid or private pay, we’ll help you find the right fit.
Bathing, dressing, grooming, toileting, and everyday mobility support.
Companionship, supervision, errands, and genuine emotional support.
Specialized, patient memory care delivered in familiar surroundings.
Light housekeeping, laundry, and home-cooked meal preparation.
Around-the-clock and live-in care for higher-need routines.
Free help with SMMC-LTC eligibility, or flexible private-pay plans.
Real reviews from the families we care for across Miami-Dade, Broward, and Palm Beach.
Cottage made it so easy to arrange care for my mother. Our caregiver treats her like family, and I finally have peace of mind knowing she is safe at home.
From the first call, the team was warm and organized. They matched us with a caregiver quickly and the care has been outstanding every single day.
After my husband’s surgery we needed help fast. Cottage handled everything and the caregivers were compassionate, punctual, and truly skilled.
Being able to be paid to care for my dad through the Medicaid program changed everything for our family. Cottage walked us through every step.
The team went above and beyond to make sure I understood every option. Patient, kind, and genuinely caring — five stars without hesitation.
Cottage made it so easy to arrange care for my mother. Our caregiver treats her like family, and I finally have peace of mind knowing she is safe at home.
From the first call, the team was warm and organized. They matched us with a caregiver quickly and the care has been outstanding every single day.
After my husband’s surgery we needed help fast. Cottage handled everything and the caregivers were compassionate, punctual, and truly skilled.
Being able to be paid to care for my dad through the Medicaid program changed everything for our family. Cottage walked us through every step.
The team went above and beyond to make sure I understood every option. Patient, kind, and genuinely caring — five stars without hesitation.
Quick answers about Florida Medicaid, private pay, and getting started with in-home care in Indian River County.
Yes. Cottage Home Care coordinates in-home care throughout Indian River County, from Vero Beach and Indian River Shores to Sebastian, Fellsmere, Gifford, Wabasso, and the smaller communities in between. Our offices are in South Florida, but care is delivered in your own home anywhere in the county and managed by our Florida care team. Just call (786) 899-4673 to get started.
Stop by, call, or send us a message. Our local team is here to answer your questions and help you get started.
