From Inverness to Crystal River, Cottage Home Care connects Citrus County families with trusted, background-screened caregivers, honest Florida Medicaid guidance and flexible private-pay care, all coordinated by our Florida care team.
Request care in Citrus County
Along Florida's Nature Coast, staying home often means keeping the life you love: mornings on the porch, a short drive to Fort Island Beach, and the comfort of familiar surroundings. Cottage Home Care helps Citrus County seniors and adults with disabilities remain safely at home instead of moving into an assisted living facility or nursing home. Our caregivers assist with personal care like bathing, dressing, grooming and mobility, plus companionship, light housekeeping, laundry, meal preparation, specialized Alzheimer's and dementia memory care, and around-the-clock live-in support.
From your very first phone call, our Florida team walks Citrus County families through Florida Medicaid, specifically the Statewide Medicaid Managed Care Long-Term Care program (SMMC-LTC), a statewide benefit that reaches homes in Inverness, Homosassa and Beverly Hills alike. For those who qualify, in-home care comes at little to no out-of-pocket cost. In many cases a qualified family member or trusted friend can even be hired and paid to provide the care, so a loved one stays close. Every caregiver we coordinate is trained and thoroughly background-screened for your peace of mind.
If you would rather not wait on an eligibility determination, our private-pay option lets care begin quickly, often within about 24 hours. Choose the schedule that fits your household, whether that is a few hours a week, overnight coverage, or full live-in care, with the flexibility to adjust as needs change across the seasons on the Nature Coast.
Cottage Home Care proudly serves families across Citrus County, including Inverness, Crystal River, Homosassa, Beverly Hills, Citrus Springs, Lecanto, Hernando and Floral City.
Cities we serve in Citrus County
Florida's SMMC-LTC Medicaid benefit is a statewide program, which means Citrus County families do not need a caregiving agency headquartered in Inverness to access it. Cottage's Florida care team coordinates covered in-home care for residents from Crystal River to Floral City, handling the details so you can focus on your loved one.
Applying for long-term care Medicaid can feel overwhelming. Our team reviews your situation for free, explains what SMMC-LTC covers, and helps Citrus County households gather and file the paperwork, all with no eligibility fee. If you qualify, you typically pay little to nothing out of pocket for care at home.
Through Florida's participant-directed Medicaid options, a qualified family member or friend in Citrus County can often be hired and paid to provide care. That means the person your parent already trusts, a daughter in Beverly Hills or a neighbor in Homosassa, can deliver the daily support while being compensated for it.
Not everyone qualifies for Medicaid, and some families simply cannot wait. Our private-pay care skips the eligibility process and can begin in about 24 hours for Citrus County homes, with flexible hourly, overnight and live-in schedules you can scale up or down as needs change.
Whether you qualify for Florida Medicaid or prefer to start privately, Cottage makes South Florida home care simple — and we’ll help you find the right fit in one free call.
Statewide Medicaid Managed Care — Long-Term Care (SMMC-LTC)
For eligible seniors, Florida Medicaid covers in-home care at no cost — and in many cases a family member can be hired and paid to provide it.
Flexible care with no Medicaid paperwork or waiting
Choose exactly the schedule you need — a few hours a week, overnights, or full live-in care — and we match a trusted caregiver right away.
Not sure which path is right for your family? We’ll walk you through both — free, with no obligation.
Ready to find the right care for your family?
From everyday personal care to specialized memory support, our South Florida caregivers deliver personalized care at home — through Florida Medicaid or private pay, we’ll help you find the right fit.
Bathing, dressing, grooming, toileting, and everyday mobility support.
Companionship, supervision, errands, and genuine emotional support.
Specialized, patient memory care delivered in familiar surroundings.
Light housekeeping, laundry, and home-cooked meal preparation.
Around-the-clock and live-in care for higher-need routines.
Free help with SMMC-LTC eligibility, or flexible private-pay plans.
Real reviews from the families we care for across Miami-Dade, Broward, and Palm Beach.
Cottage made it so easy to arrange care for my mother. Our caregiver treats her like family, and I finally have peace of mind knowing she is safe at home.
From the first call, the team was warm and organized. They matched us with a caregiver quickly and the care has been outstanding every single day.
After my husband’s surgery we needed help fast. Cottage handled everything and the caregivers were compassionate, punctual, and truly skilled.
Being able to be paid to care for my dad through the Medicaid program changed everything for our family. Cottage walked us through every step.
The team went above and beyond to make sure I understood every option. Patient, kind, and genuinely caring — five stars without hesitation.
Cottage made it so easy to arrange care for my mother. Our caregiver treats her like family, and I finally have peace of mind knowing she is safe at home.
From the first call, the team was warm and organized. They matched us with a caregiver quickly and the care has been outstanding every single day.
After my husband’s surgery we needed help fast. Cottage handled everything and the caregivers were compassionate, punctual, and truly skilled.
Being able to be paid to care for my dad through the Medicaid program changed everything for our family. Cottage walked us through every step.
The team went above and beyond to make sure I understood every option. Patient, kind, and genuinely caring — five stars without hesitation.
Quick answers about Florida Medicaid, private pay, and getting started with in-home care in Citrus County.
Yes. We coordinate in-home care throughout Citrus County, from the county seat of Inverness to Crystal River, Homosassa, Beverly Hills, Citrus Springs, Lecanto, Hernando and Floral City. Care is arranged by Cottage's Florida team; we do not require a local office to serve your community.
Stop by, call, or send us a message. Our local team is here to answer your questions and help you get started.
