Trusted, background-screened caregivers, honest Florida Medicaid guidance, and flexible private-pay care for Charlotte County families—coordinated by Cottage's Florida care team.
Request care in Charlotte County
From the waterfront neighborhoods of Punta Gorda to the sprawling communities of Port Charlotte, Cottage Home Care helps Charlotte County seniors and adults with disabilities stay right where they feel most themselves—at home, near the Peace River, Charlotte Harbor, and the friends and routines they know. For many families here, a move to an assisted living facility or nursing home feels like the only option after a fall, a new diagnosis, or a hospital stay. It rarely is. With the right support at home—help with bathing, dressing, meals, medication reminders, and simply not being alone—most people can keep living safely and comfortably in their own homes.
Our team walks you through Florida Medicaid from the very first phone call. The Statewide Medicaid Managed Care Long-Term Care program (SMMC-LTC) is a statewide benefit that reaches Charlotte County families, and it can cover in-home care at little to no out-of-pocket cost for those who qualify. We explain how it works, check whether you may be eligible, and handle the paperwork with you—at no charge. And here's what surprises many Charlotte County families: in many cases a qualified adult child, spouse, or trusted friend can be hired and paid to provide that care through Florida's participant-directed options. Every caregiver we coordinate is trained and background-screened.
If you'd rather not wait on an eligibility determination, private pay is a straightforward alternative. Care can often begin within about 24 hours—no application, no waiting period. You choose the schedule that fits your life, whether that's a few hours a week for companionship in Rotonda West, overnight coverage in Charlotte Harbor, or full live-in support in Punta Gorda, and you can adjust it as needs change.
Cottage Home Care proudly serves families in Punta Gorda, Port Charlotte, Charlotte Harbor, Rotonda West, Harbour Heights, Placida, and communities throughout Charlotte County, Florida.
Cities we serve in Charlotte County
You don't need a care company headquartered on Tamiami Trail to get help here. Florida's SMMC-LTC program is statewide, and Cottage coordinates covered in-home care for families across Charlotte County—from Punta Gorda to Port Charlotte to the Cape Haze peninsula—through this benefit. Our Florida care team manages your case remotely and by phone, so you get the same guidance whether you live near Fishermen's Village or out toward Placida.
SMMC-LTC eligibility, enrollment, and paperwork can feel overwhelming, especially after a hospital discharge from a Charlotte County facility. We do it with you at no cost: we check whether you likely qualify, explain the long-term care benefit in plain language, and complete the forms so covered personal care, companion care, and homemaking can begin with little to no out-of-pocket expense for those who qualify.
Many Charlotte County families are already caring for a parent or spouse without pay. Under Florida's participant-directed Medicaid options, a qualified son, daughter, spouse, or trusted friend can often be hired and paid to provide that same care. We'll walk you through how it works, what it takes to qualify, and how to get your loved one enrolled and trained as a background-screened caregiver.
If you don't qualify for Medicaid, or simply can't wait, private-pay care lets you skip the eligibility process entirely. Families in Port Charlotte, Punta Gorda, and Harbour Heights can typically have a trained caregiver in the home within about a day. Choose hourly, overnight, or live-in support, and scale it up or down as your needs change—no long waits, no red tape.
Whether you qualify for Florida Medicaid or prefer to start privately, Cottage makes South Florida home care simple — and we’ll help you find the right fit in one free call.
Statewide Medicaid Managed Care — Long-Term Care (SMMC-LTC)
For eligible seniors, Florida Medicaid covers in-home care at no cost — and in many cases a family member can be hired and paid to provide it.
Flexible care with no Medicaid paperwork or waiting
Choose exactly the schedule you need — a few hours a week, overnights, or full live-in care — and we match a trusted caregiver right away.
Not sure which path is right for your family? We’ll walk you through both — free, with no obligation.
Ready to find the right care for your family?
From everyday personal care to specialized memory support, our South Florida caregivers deliver personalized care at home — through Florida Medicaid or private pay, we’ll help you find the right fit.
Bathing, dressing, grooming, toileting, and everyday mobility support.
Companionship, supervision, errands, and genuine emotional support.
Specialized, patient memory care delivered in familiar surroundings.
Light housekeeping, laundry, and home-cooked meal preparation.
Around-the-clock and live-in care for higher-need routines.
Free help with SMMC-LTC eligibility, or flexible private-pay plans.
Real reviews from the families we care for across Miami-Dade, Broward, and Palm Beach.
Cottage made it so easy to arrange care for my mother. Our caregiver treats her like family, and I finally have peace of mind knowing she is safe at home.
From the first call, the team was warm and organized. They matched us with a caregiver quickly and the care has been outstanding every single day.
After my husband’s surgery we needed help fast. Cottage handled everything and the caregivers were compassionate, punctual, and truly skilled.
Being able to be paid to care for my dad through the Medicaid program changed everything for our family. Cottage walked us through every step.
The team went above and beyond to make sure I understood every option. Patient, kind, and genuinely caring — five stars without hesitation.
Cottage made it so easy to arrange care for my mother. Our caregiver treats her like family, and I finally have peace of mind knowing she is safe at home.
From the first call, the team was warm and organized. They matched us with a caregiver quickly and the care has been outstanding every single day.
After my husband’s surgery we needed help fast. Cottage handled everything and the caregivers were compassionate, punctual, and truly skilled.
Being able to be paid to care for my dad through the Medicaid program changed everything for our family. Cottage walked us through every step.
The team went above and beyond to make sure I understood every option. Patient, kind, and genuinely caring — five stars without hesitation.
Quick answers about Florida Medicaid, private pay, and getting started with in-home care in Charlotte County.
Yes. We coordinate in-home care throughout Charlotte County—including Punta Gorda, Port Charlotte, Charlotte Harbor, Rotonda West, Harbour Heights, Solana, Placida, Cape Haze, and Grove City. While our physical offices are in South Florida, Florida Medicaid's SMMC-LTC program is statewide, so our Florida care team can arrange and manage care for your family here in Southwest Florida. Call (786) 899-4673 to get started.
Stop by, call, or send us a message. Our local team is here to answer your questions and help you get started.
